How Does Insurance Work? A Comprehensive Introduction for Smart Decision-MakingWelcome to the remarkable world of insurance, where defense and comfort go hand in hand! Whether you're a seasoned insurance pro or simply dipping your toes into this large sea of policies, understanding how insurance works is crucial for making clever decisions. From se… Read More


Health Insurance Basics For TeensAll insurance companies receive funds from the equalization pool to help cover the cost of this government-mandated coverage. Information can also be found regarding eligibility for help with paying premiums and reducing out-of-pocket costs. Integrated Shield insurance plans cover large hospitalization bills for Pri… Read More


Health Insurance PlansUnder COBRA, if you leave your current job you have the option to continue your health care coverage for up to 18 months. You are required to pay the full premium yourself, even if your employer paid part of your premium while you were employed, and the employer may charge an additional, limited administrative fee. Medicare Se… Read More


Understanding Health InsuranceHowever, one important caveat of a short-term insurance plan is that in some cases, pre-existing conditions can disqualify you from coverage. The definition of a pre-existing condition varies depending on the state you live in, but it is usually defined as something you have been diagnosed with or received treatment fo… Read More